New TD Rewards Credit Cards Features & Offers for Fall 2022

TD has implemented big changes to their entire lineup of TD Rewards credit cards. Welcome bonuses, earn rates, perks and benefits, and insurance are all getting a makeover.

The changes affect the TD First Class Travel Visa Infinite Card, the TD Platinum Travel Visa Card, the TD Rewards Visa Card, and the TD Business Travel Visa Card. For the most part, we’re seeing higher earning rates on categorized spending to offset lower base earn rates, and the introduction of travel credits to offset higher annual fees.

Some of the changes are quite major – but I actually think the net changes are positive. Let’s take a closer look.

TD Rewards Points: Rebranded but Unchanged

First things first, some good news: fortunately, points redemptions remain at the same rate.

As always, you can redeem TD Rewards points at a rate of 200 points = $1 for all travel bookings via Expedia for TD, or 0.5 cents per point. You can also continue to redeem 250 points = $1 for statement credit against any other travel expense, at a rate of 0.4 cents per point.

Meanwhile, TD has made a few cosmetic changes to its rewards cards. The name of the points earned is officially changing from TD Points to TD Rewards Points, to align with the name of the TD Rewards program.

Also, as you’ll see below, the credit cards’ graphic designs are getting a streamlined facelift, resembling the aesthetic of the TD Aeroplan cards but with a signature TD Rewards pattern.

TD First Class Travel Visa Infinite Card

Welcome Bonus

TD is celebrating their product overhaul with fanfare, offering an all-time high welcome bonus on the TD First Class Travel Visa Infinite Card. In total, you can earn 135,000 TD Rewards points:

• Earn 20,000 TD Rewards points upon making your first purchase
• Earn an additional 115,000 TD Rewards points upon spending $5,000 in the first 180 days

This is significantly higher than the previous all-time high of 100,000 TD Rewards points. However, the spending requirement is significantly higher than before, making this card a more challenging proposition for low spenders looking to easily nab a high-value bonus.

Additionally, the card offers a first-year annual fee waiver, a standard and welcome fixture among such mid-market cards.

This offer is available for new cardholders who apply by May 28, 2023.

Everyday Spending

The earning rates on the TD First Class Travel Visa Infinite Card are seeing a major…