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Beginners Guide To TD Cash Back Credit Cards

Beginners Guide To TD Cash Back Credit Cards

TD Bank offers a diverse product line with a range of bank accounts, credit cards, and more to help clients meet their financial goals.

For clients looking to earn cash back on everyday purchases, TD has three cash back credit cards available. There are two personal credit cards and one business credit card within the cash back lineup.

The two personal credit cards are the TD Cash Back Visa Infinite* Card and the TD Cash Back Visa* Card.

On this page, we’ll go over the details of each of the two personal cards and explain how to use them to earn and redeem cash back.

Why Choose Cash Back?

Cash back credit cards provide a simple and straightforward rewards structure and are a good choice for people who do not travel often or who do not want to spend energy navigating rewards and loyalty programs.

With TD’s cash back credit cards, clients earn back between 0.5% and 3% on all their everyday purchases.

With TD’s cash back credit cards, you’re effectively getting a rebate on your purchases

The accumulated cash back is tallied in your account, making it easy to understand and measure.

If you don’t travel much, or you’re not inclined to learn the ins-and-outs of a loyalty program or figure out how to make good choices with a fixed-value rewards program, TD’s cash back credit cards are a great alternative.

Redeeming TD Cash Back

The cash back you accumulate using your TD Cash Back credit card can be redeemed easily.

You can redeem your cash back dollars to pay down your account at any time, with a minimum redemption of $25†.

You can also set up your account to do this automatically each January, with no minimum cash back amount required.

TD Cash Back Credit Cards

TD currently offers two personal cash back credit cards: the TD Cash Back Visa Infinite* Card and the TD Cash Back Visa* Card.

TD Cash Back Credit Cards

Each card offers different cash back earning rates and perks, so let’s take a look at their details to determine which one is best for you.

TD Cash Back Visa Infinite* Card

The TD® Cash Back Visa Infinite* Card is TD’s more premium cash back credit card offering. It comes with good cash back earning rates in key categories and a bonus elevated earning rate when you first open the account.

The fees and eligibility requirements of this card…

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