Chase Freedom Unlimited® Review

If you want to travel cheaper, better, and longer, one of the best tools in your arsenal is a solid rewards credit card.

Still, despite how often I talk about the topic, many travelers (or would-be travelers) are reluctant to get one. They think it’s a scam, don’t want to pay an annual fee, or just are generally wary of the whole thing.

If you’re in that camp, today I want to discuss a credit card that may be the perfect introduction to the world of points and miles: the Chase Freedom Unlimited®.

This card offers great value, with no annual fee and solid earning potential. It’s excellent as a standalone card with tons of potential for leveling up your game if and when you’re ready. It’s a favorite for newbies and seasoned travelers alike.

So, in this post, I’m going to break down why the Chase Freedom Unlimited deserves a spot in your wallet and how you can use it to turn everyday purchases into free travel.

What is the Chase Freedom Unlimited?

The Chase Freedom Unlimited (sometimes referred to as CFU) is a credit card issued by Chase. What I love about it is that it has a $0 annual fee and offers 1.5% cash back on all purchases. It’s great for points and miles beginners who don’t want to worry about earning at different rates across various categories.

Plus, if you do want to level up your game, you can combine it with a Chase Sapphire card to supercharge your rewards earning capabilities (more on that below).

This card earns you the following:

• 5% cash back on travel purchased through Chase Travel^SM
• 5% cash back on Lyft rides (through March 2025)
• 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery services
• 1.5% cash back on all other purchases
• Current welcome offer: an extra 1.5% cash back on everything you buy on up to $20,000 spent in the first year

You can redeem this cash back against your next statement or choose to get it directly deposited into your bank account.

But you can get even more out of this card when you combine it with one of Chase’s Sapphire cards (more on this soon).

Perks and Benefits of the Chase Freedom Unlimited

In addition to these excellent earning rates, you’ll get access to a number of perks and benefits. Again, since it has a $0 annual fee, these are all just bonuses.

• Access to Chase Offers, an ever-changing selection of deals for various merchants , including online shopping, gas stations, delivery services, clothing brands, and…