Budget travelers love saving money — myself included. But one of the expenses that we shouldn’t be cheap with is travel insurance.
After over 17 years of traveling the world, I still never leave home without it.
Why?
Because I’ve seen firsthand how useful it can be — and how much money it can save.
I’ve lost baggage, had my camera broken, and even needed emergency medical help over the years.
Travel insurance has been there for me each time. Not only has it saved me money but it’s provided me with peace of mind as I explore.
I’ve written extensively over the years about why you need insurance, how to pick the right company, and listed my preferred providers.
Today, I want to talk about my favorite travel insurance company: SafetyWing.
Who is SafetyWing?
SafetyWing is an insurance company that focuses on affordable coverage for budget travelers and digital nomads (though you don’t have to be either to get coverage). It is run by nomads and expats who know exactly what such travelers need.
SafetyWing offers basic insurance plans (called “Nomad Essential”) for a fraction of what other companies charge, although they are also less comprehensive. To me, they are the best overall travel insurance company out there.
Their standard Nomad Insurance coverage costs just $56.28 USD for 4 weeks (for travelers aged 10-39). That’s one of the lowest prices out there for reliable travel insurance. They are super competitive when it comes to price.
Their coverage extends all the way to age 69, however, travelers aged 60-69 should expect to pay upwards of $196 USD per month for coverage. Still very reasonable, to be honest.
But is the coverage actually good? What about the customer service?
Today I want to review Safety Wing and talk about when it is — and isn’t — worth using so you can better prepare for your next trip and ensure you have the coverage you need.
What Does SafetyWing Cover?
SafetyWing’s standard Nomad Insurance plan is the Essential plan. It’s just $56.28 USD for four weeks of travel (outside the US). That works out to just $1.87 USD per day!
For travelers under age 64, that plan includes the following:
- $250,000 USD in emergency medical coverage
- $1,000 USD for emergency dental care
- $100,000 USD for medical evacuation ($25,000 USD if the cause of medical evacuation is acute onset of pre-existing condition)
- $10,000 USD for an evacuation due to political upheaval
- $5,000 USD for a trip interruption
- Up to $100 a…
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