What is Medical Travel Insurance and Why Do You Need it?

Whether you’re going away on a short trip or an extended vacation, you need to make sure you are well-protected and safe during your time away. One of the most important things to consider before you head off on your exciting vacation is medical travel insurance.

In this article, we’re going to discuss what medical travel insurance is and why it’s important that you get it before you go abroad for a vacation.

What is Medical Travel Insurance?

Medical travel insurance combines health and travel insurance. You might see it referred to as travel health insurance for this reason. It’s a specialized form of insurance that protects you financially if you require medical treatment or experience unexpected disruptions while traveling internationally.

What Does Medical Travel Insurance Cover?

There are various types of medical travel insurance, each covering slightly different circumstances and scenarios. However, most international travel health insurance policies will offer coverage in the following situations:

• You need medical attention, whether emergency or routine, while abroad
• You require prescription medications, treatments, and surgeries while in a foreign country
• You need to access treatments, and medications for a chronic health condition
• You require hospitalization for an emergency event while abroad
• You need emergency dental care
• You need to cancel your trip due to a serious illness
• You experience travel disruptions due to canceled or extremely delayed flights
• You’re unable to travel on your chosen date due to a natural disaster
• Your luggage gets damaged, lost, or stolen while you’re traveling internationally

Most medical travel insurance providers also offer expert guidance on a 24/7 basis so you can get the help and support you need at any time during your international trip. The insurance advisors can help you find your nearest hospital and communicate with healthcare providers if you need medical attention.

Is Medical Travel Insurance Necessary?

Both health insurance and travel insurance are essential when you’re going abroad, whether you have a long flight, or your chosen destination is next door to your home country. Choosing a combined medical travel insurance plan ensures you have full coverage for all of your medical and travel needs for the duration of your vacation.

What Are the Benefits of Getting Medical Travel Insurance?

So, why is…