In this edition of Head-To-Head, we have a heavyweight cross-border showdown between two American Express behemoths: the Canadian-issued American Express Platinum Card vs the US-issued American Express Platinum Card.
These two cards have long been major players when it comes to premium travel credit cards on both sides of the border. Both offer best-in-class travel perks, complimentary hotel status, and powerful boosts to your Membership Rewards coffers.
While holding onto both Platinum Cards can unlock a world of rewards, the hefty annual fees may warrant only keeping one. Let’s pit these two gladiators against each other and see which one emerges as victorious.
1. Welcome Bonus
First and foremost, let’s compare the welcome bonuses, which is always one of the most compelling factors when deciding between two cards.
The Canadian-issued Amex Platinum Card currently offers 115,000 Membership Rewards (MR) points, broken down as follows:
- 95,000 MR points upon spending $6,000 in the first three months
- 10x MR points on up to $2,000 of food and drink purchases in the first three months, up to a maximum of 20,000 MR points
Meanwhile, the base offer for the US-issued Amex Platinum Card is 100,000 US MR points upon spending US$6,000 in the first six months.
However, the US Platinum Card also has an even higher value welcome offer via Resy, the restaurant booking platform owned by American Express.
Taking a look at the current welcome offer with Resy, you’ll earn 125,000 US MR points upon spending $6,000 (USD) in the first six months, as well as 10x US MR points on up to $25,000 (USD) spent at restaurants worldwide in the first six months.
This is a truly incredible welcome offer, especially if you’re a big spender at restaurants or small businesses. Indeed, the earning potential with the 10x multiplier for purchases up to $25,000 is vastly superior to the $2,000 cap with the Canadian card.
Looking at historical records, the welcome offer of the Canadian-issued card ranges between 60,000–100,000 points, reaching a singular high of 150,000 points last summer.
On the other hand, the US-issued card tends to be more generous, with an average base welcome offer of 75,000–100,000 points, often reaching 150,000 points or more with extra multipliers.
Verdict: The US-issued Amex Platinum Card takes the lead with a superior welcome offer both currently and…
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