It’s a question we get all the time in varying forms: Is travel insurance really necessary? Kailangan ba talaga ng travel insurance?
And our resounding answer is always the same: YES!
It’s easy to dismiss insurance. When planning a trip, we only picture ourselves having a blast, with everything running smoothly. We don’t really (want to) think about accidents, illnesses or untoward events. Most of the time, we don’t feel it because you don’t need to use it. But that’s exactly the point. Travel insurance is that one thing you wish you won’t have to use, but when something unfortunate happens, you’d be thanking the heavens that you have it. Because, guess what, when traveling, things don’t always go as planned.
Bad things can happen when traveling. We know travelers who met a severe accident in Taiwan, who lost their baggage in Europe, and who were terribly inconvenienced by flight delays. We don’t even need to look far. One of our close friends was rushed to the hospital after his appendix suddenly burst with no warning in Thailand. And we, ourselves, have been robbed while on the road.
So yes, without question, we always recommend getting a travel insurance. But how do you find one that is easy to get and easy on the pocket?
Thankfully, getting a budget-friendly insurance is now more convenient than ever before. PGA Sompo, a joint venture of the two of the most trusted insurance companies in the Philippines and Japan, brings you TravelJOY Plus. And it’s collaborating with The Poor Traveler to make travel insurance more affordable and more accessible to the readers of this blog.
By visiting the PGA Sompo page and using the code WORTHIT, you can get a 5% discount on your TravelJOY Plus insurance.
Whether you’re traveling in or out of Asia or you’re applying for a Schengen visa, you can use this code to score a discount on TravelJOY Plus products.
If you need more help, here’s our step-by-step process on how you could easily purchase an affordable policy online.
WHAT’S COVERED IN THIS GUIDE?
1. Visit the TravelJOY Plus website.
You can find it right here.
You’ll be greeted by a short form asking for the following information:
- Trip type (single or annual multi-trip): If you need a policy for just one trip, choose SINGLE. (If you’re traveling a lot, consider the ANNUAL MULTI-TRIP option, which covers the trips you make for the entire year.)
- Package: Choose INDIVIDUAL.
- Destinations: Enter ALL the countries or…
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