In August 2023, RBC launched new offers on the RBC ION Visa and the RBC ION+ Visa. Both cards offer elevated earning rates on daily expenses, which can be useful as part of your overall RBC Avion strategy, as we’ll explore below.
Let’s take another look at the offers, which are set to expire on October 31, 2023, and see how these two entry-level cards could make their way into your wallet.
RBC ION+ Visa: 12,000 Avion Points
The RBC ION+ Visa has a monthly fee of $4, which amounts to $48 each year.
The current welcome bonus on the card is 12,000 Avion Premium points, which are awarded upon approval if you apply before October 31, 2023.
Avion Premium points are different than the Avion Elite points which are earned on the suite of Avion credit cards, which we’ll explore in detail below.
The earning rates on the RBC ION+ Visa are as follows:
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Earn 3 Avion points per dollar spent on groceries, dining, food delivery, gas, public transit, rideshares, streaming, digital gaming, and digital subscriptions
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Earn 1 Avion point per dollar spent on all other purchases
The earning categories are nearly identical to the lower-tier RBC ION Visa; however, the ION+ offers up to 3 Avion Premium points per dollar spent on many daily essentials. Moreover, the additional elevated earnings categories on the ION+ also encompass dining and food delivery.
Between the RBC ION Visa and the RBC ION+ Visa, you’ll want to pick the ION+ if you spend at least $134 each month on groceries, dining, food delivery, gas, transportation, streaming, digital gaming, and digital subscriptions, since that’s the breakeven point on the $4 monthly fee.
For the small monthly fee, there’s also a basic set of insurance coverage, including mobile device insurance, purchase security, and extended warranty.
- Earn 12,000 Avion points upon approval†
- Earn 3x points† on qualifying grocery, dining, food delivery, gas, rideshare, daily public transit, electric vehicle charging, streaming, digital gaming and digital subscriptions
- Mobile device insurance†
- Monthly fee: $4†
RBC ION Visa: 6,000 Avion Points
The RBC ION Visa is an entry-level product, which comes with no annual fee.
As a welcome bonus for new cardmembers, you can earn 6,000 Avion Premium points upon…
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