Freely Travel Insurance Review

Posted 5/24/24 | May 24th, 2024

I never leave home without travel insurance. After over 15 years on the road, I’ve learned firsthand how important it is. Not only has it helped me deal with lost luggage, canceled flights, and medical emergencies, but it’s helped countless friends and readers of my blog too.

However, travel insurance is a boring topic to read about. Nobody likes comparing plans and reading policies. Myself included. It’s the least exciting part of trip planning.

Fortunately, it’s never been easier to find a plan and policy that suits your needs and budget. More and more companies are making it fast and simple to get a quote, sign up for a plan, read the fine print, and make a claim.

One of those companies is Freely.

What is Freely?

Freely is a travel insurance company and safety app. Like many insurance companies, it provides coverage so you can be made whole should something happen (for a covered reason) while you’re on the road. Its base plan includes all the essentials I look for in an insurance policy, including emergency medical care, emergency evacuation coverage, trip interruption, lost baggage, and 24/7 support.

But Freely does a few things differently too.

Freely keeps its base policy affordable by not including additional coverage that you might not need. But you can upgrade, for example, to get extra coverage for your gear in case you’re bringing valuable electronics or sporting equipment with you. This is a big plus since most travelers bring a phone or laptop with them (often both).

With most other plans, your gear is only covered up to $500 USD per item. Freely lets you add on to your plan to cover your gear up to $1,500 USD per item.

But what’s really useful (and unique) is Freely’s Daily Boost supplement.

Daily Boosts are insurance add-ons for things you won’t need every day, such as coverage to go skiing, rent a car, or go skydiving. Paying for these add-ons only when you need them (on a day-by-day basis) ensures that your policy as a whole remains less expensive — but you get the coverage you need when you need it.

For example, snow or adventure activities cost just $1 USD per day, while rental car coverage is $15 USD per day (pricing varies by state). If you only are going skiing for a few days of your trip or won’t be renting a vehicle for your entire vacation, the daily boost ensures you aren’t paying for what you don’t need.
 

What Does Freely Cover?

Freely policies have a pretty…